Insurance Choices For Individuals & Their Families
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2021 COVID-19 SPECIAL ENROLLMENT PERIOD
The 2021 COVID-19 Special Enrollment Period has created a rare opportunity to secure ACA-compliant individual health insurance outside of the annual Open Enrollment Period.
And through the 2021 American Rescue Plan, millions of additional Americans are now eligible for health insurance subsidies – including higher-income households. To find out if you qualify, schedule a free appointment with one of our licensed benefits counselors.
ACA-Compliant Health Insurance
Also known as “Obamacare plans”, this type of major medical insurance meets the ACA’s minimum essential coverage requirements. Individuals can enroll for these plans during the annual Open Enrollment Period of November 1 – December 15. (Note: Plans and rates for next year will not be available to view until November 1.)
If you have experienced a Qualifying Life Event (QLE) you may qualify for a Special Enrollment Period that will allow you to enroll outside of the Open Enrollment Period. Watch our QLE webinar replay to learn more.
Non-ACA Health Insurance
Also known as “short-term health insurance”, non-ACA plans can be an affordable alternative for individuals who are in good health and don’t need coverage for maternity, mental health, substance abuse, or a preexisting condition. There is no designated enrollment period for these plans — you can apply at any time.
(Note: Non-ACA/short-term health insurance is medically underwritten and does not cover preexisting conditions. The coverage does not meet ACA minimum essential requirements.)
Visiting a doctor just got a lot easier.
With an MDLIVE telehealth plan you can visit with a doctor 24/7 by phone, video, or app. It’s your anytime, anywhere doctor’s office. You'll have around-the-clock access to board-certified physicians and pediatricians—who can send prescriptions directly to your pharmacy, if medically necessary. Best of all: your family members can also use the service.
MDLIVE physicians treat more than 50 routine medical conditions, such as:
- Sore throat
- Pink Eye
- Ear problems
- Sinus infection
- Respiratory problems
- Urinary problems/UTI
Scheduling Your Visit
The coverage you need. The answers you want.
Whether you’re turning 65, already on Medicare, or helping a family member with their decision, getting solid advice is vital. Is a Medicare Advantage Plan or a Medicare Supplement Plan right for you? What about prescription drug coverage? We can help you sort through the many confusing Medicare options to make the best decision for your specific circumstances.
Have a question or need help enrolling?
Our licensed benefits counselors are here to help. Call us at 1-800-282-8626, or make an online appointment: