Insurance Choices For Individuals & Their Families
Get an instant quote and apply online for many of the products below.
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2025 OPEN ENROLLMENT ENDS IN:
Individual & Family Health Insurance
Also known as "Obamacare plans", this type of major medical insurance meets the ACA's minimum essential coverage requirements. These plans are eligible for lower premiums through government subsidies. See if you qualify.
Non-ACA Health Insurance
Also known as "short-term health insurance", non-ACA plans can be an affordable alternative for those who are in good health and don’t need coverage for maternity, mental health, substance abuse, or preexisting conditions. There is no designated enrollment period for these plans; you can apply at any time.
(Note: Non-ACA/short-term health insurance is medically underwritten and does not cover preexisting conditions. The coverage does not meet ACA minimum essential requirements.)
Special group rates for members, staff and dependents.
Choose from two MetLife PPO dental plans: one comes with the freedom to visit any licensed dentist, and the other allows you to save by visiting one of the thousands of participating dental locations nationwide, including specialists.1 Optional vision coverage can be added to either dental plan, and comes with coverage for exams, lenses, frames, contacts, and more.
Choose your plan and apply now.
• Lenses & frames
Helpful Dental Links
(coinsurance, copayments, deductibles, exclusions, and limitations)
(enter "PDP Plus" for network)
Helpful Vision Links
(coinsurance, copayments, deductibles, exclusions, and limitations)
(visit any provider, or save by using a participating MetLife provider)
1Savings from enrolling in the MetLife Dental Plan will depend on various factors, including how often participants visit the dentist and the costs for services rendered. Out-of-pocket costs may be greater if you visit a dentist who does not participate in the network.
2Rates are subject to geographic area and tier of coverage selected. Coverage may not be available in all states. Rates are subject to change.
This group plan is made available through the American Association of Business Networking (ABN). Membership in the ABN in required to enroll in this plan. You may enroll for membership in the ABN during your dental enrollment. Learn more about the ABN.
Group dental insurance policies featuring the Preferred Dentist Program are underwritten by Metropolitan Life Insurance Company, New York, NY 10166.
Vision plan may only be purchased in combination with a dental plan. Vision benefits are underwritten by Metropolitan Life Insurance Company, New York, NY (MetLife). Certain claim and network administration services are provided through Vision Service Plan (VSP), Rancho Cordova, CA. VSP is not affiliated with Metropolitan Life Insurance Company or its affiliates.
In some cases, the association and/or the plan administrator may incur costs in connection with providing oversight and administrative support for this sponsored plan. To provide and maintain this valuable membership benefit, MetLife reimburses the association and/or the plan administrator for these costs.
Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods and terms for keeping them in force. Please contact Member Benefits, the plan administrator at 1-800-282-8626 for costs and complete details.
Policy number 5343606
L0423031004[exp0425][All States][DC,GU,MP,PR,VI] © 2023 MetLife Services and Solutions, LLC
Group insurance coverage is issued by Metropolitan Life Insurance Company, New York, NY 10166.
Visiting a doctor just got a lot easier.
With an MDLIVE telehealth plan you can visit with a doctor 24/7 by phone, video, or app. It’s your anytime, anywhere doctor’s office. You'll have around-the-clock access to board-certified physicians and pediatricians—who can send prescriptions directly to your pharmacy, if medically necessary. Best of all: your family members can also use the service.
MDLIVE physicians treat more than 50 routine medical conditions, such as:
- Cold/Flu
- Allergies
- Cough
- Headache
- Sore throat
- Pink Eye
- Ear problems
- Nausea/Vomiting
- Sinus infection
- Acne
- Respiratory problems
- Urinary problems/UTI
Copyright © 2024 MDLIVE Inc. All Rights Reserved. MDLIVE is an independent company/entity and is not affiliated with Member Benefits. The services and website are provided exclusively by MDLIVE and not by Member Benefits. MDLIVE does not replace the primary care physician. MDLIVE operates subject to state regulation and may not be available in certain states. MDLIVE does not guarantee that a prescription will be written. MDLIVE does not prescribe DEA controlled substances, non-therapeutic drugs and certain other drugs which may be harmful because of their potential for abuse. MDLIVE physicians reserve the right to deny care for potential misuse of services. For complete terms of use visit www.mdlive.com/consumer/terms.html
What are long-term care and long-term care insurance?
Long-term care (LTC) is a variety of services which help meet both the medical and non-medical needs of people with a chronic illness, cognitive disorder, or disability who cannot care for themselves. This care can be provided in-home, or in facilities such as assisted living facilities or nursing homes. The cost of these services is generally not covered by health insurance, disability insurance or Medicare. Long-term care insurance (LTCI) pays for the expenses associated with needing care for an extended period of time at home or in a long-term care facility.
Benefits of your membership.
As an association member, you have access to an LTCi program designed to protect your retirement income and your family’s lifestyle. You’ll be assigned a licensed LTC specialist who can help you select the right options, carriers and companies – and guide you through every step of the process.
Access to top LTCi carriers.
This program is not exclusive to one insurance carrier. Instead, members have access to many of the top carriers in the industry. Your specialist will explore all options, vet all plans, and gather information on potential discounts that you may qualify for. The result: a detailed apples-to-apples comparison that will make your decisions easier.
Other program features.
- Both traditional and hybrid plans (life Insurance with LTCi riders) available
- Choose where you receive care – in the comfort or your own home, or in a facility, if needed
- Unique offerings such as unlimited benefit options, limited payment options, and 1035 exchanges
- Asset protection with National Partnership qualifying policies (subject to state guidelines)
- Special discounts available when spouses/partners apply together
- Can be tax deductible to certain corporations and individuals
- Use pre-tax HSA dollars to pay for premiums (up to an age-based limit)
(The content on this webpage has been prepared for informational purposes only and should not be considered tax or accounting advice. Consult a professional tax/accounting advisor prior to acting on the information set forth herein.)
Request a free plan comparison and no-obligation quote.
Protect today. Thrive tomorrow.
Each year, tens of millions of Americans fall victim to identity theft. Restoring your identity and credit can be a lengthy, costly, and confusing process. Allstate Identity ProtectionSM helps safeguard your finances, reputation, and credit against theft and abuse.
Allstate Identity Protection is the most advanced identity protection available on the market today. Features of this industry-leading platform include:
- Enhanced Identity Monitoring
- Dark Web Monitoring
- Financial Activity Monitoring
- Social Media Monitoring
- Credit Monitoring
- Lost Wallet Protection
- Solicitation Reduction
- $1,000,000 identity theft insurance†
- Data Breach Notifications
- Full-service Remediation & Case Management
- And much more
Special member pricing on Allstate Identity Protection Pro Plus.
†Identity theft insurance covering expense and stolen funds reimbursement is underwritten by American Bankers Insurance Company of Florida, an Assurant company.
The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.
Allstate Identity Protection is offered and serviced by InfoArmor, Inc., a subsidiary of The Allstate Corporation. InfoArmor is an independent company/entity and is not affiliated with Member Benefits. The services and website are provided exclusively by InfoArmor and not by Member Benefits. Copyright © 2024 InfoArmor, Inc. All rights reserved.
Protection for your four-legged friends.
Protect your pet for a lifetime of moments together. This program, offered through Nationwide, the first and largest provider of pet insurance in the U.S., allows for a 5% association discount for members.
- Save 5% on plans available exclusively to members
- Visit any vet, anywhere
- Receive cash back on costly pet bills
What is pet insurance?
Pet insurance reimburses you for vet bills when your pet is sick or hurt. You can also get coverage for wellness and preventive care like shots and flea medicine.
Why do I need pet insurance?
With affordable pet health insurance, you can focus on getting your pet the best care possible, instead of focusing on the vet bill.
How much does pet insurance cost?
Nationwide has affordable pet health insurance plans for every budget. Plans cost as little as $10/month.*
How does pet insurance work?
It’s easy. Just take your pet to any vet, pay the invoice and send us your claim. We’ll take it from there and mail you a reimbursement check!**
*Premiums vary based on the age of the pet, species, size (as an adult), plan type, deductible and state of residence.
**Claims are reimbursed according to your plan’s benefit schedule once you’ve met your deductible.
Competitive group discounts.
Access discounted insurance coverage from a variety of carriers using Farmers Insurance ChoiceSM. Through the platform, you can quote with several carriers for insurance for auto, home, and more. Additionally, policies are customizable to fit your particular needs.
Choose Farmers GroupSelectSM for opportunities to save:
- Group discounts
- Automatic payment discount
- Good driving rewards
- Multi-policy discounts
- Multi-vehicle savings
Farmers Insurance Choice is used by Farmers General Insurance Agency, Inc. (CA License #0D25399) and other agencies/agents to provide a choice of insurers, who may be unaffiliated with Farmers GroupSelect.
Program information provided by the following specific insurers seeking to obtain insurance business underwritten by Farmers Property and Casualty Insurance Company and certain of its affiliates: Economy Fire & Casualty Company, Economy Preferred Insurance Company, Farmers Casualty Insurance Company, Farmers Direct Property and Casualty Insurance Company, Farmers Group Property and Casualty Insurance Company, or Farmers Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. List of licenses at www.farmers.com. Coverage, rates, discounts, and policy features vary by state and product and are available in most states to those who qualify. 5647737.1
Exclusive travel discounts on hotels, car rentals, and entertainment.
Save time and money when booking your next trip and let us compare pricing for you. Enjoy exclusive discounts that average 10%-20% savings below market on all hotels, car rentals, and entertainment tickets around the world – and comes with a low-rate guarantee.
Get the protection your company needs.
Time spent on your professional liability coverage isn’t billable. Save time and money with our streamlined process and products designed exclusively for your line of work.
Protect your income.
When asked, most people think their most valuable assets are their homes or their life savings. What about protecting your hard-earned income? It’s the one asset that makes everything else possible.
LSBA & LCPA Options
These products are exclusively available to LSBA and LCPA members.
Non-Association Options
Instant quotes on Long-Term Disability insurance are available with special rates for attorneys, physicians, accountants, and more.
Coverage when you need it most.
We know how important it is that your financial responsibilities are covered and your loved ones are protected should something happen to you.
LSBA & LCPA Options
These products are exclusively available to LSBA and LCPA members.
Non-Association Options
Help protect your family for whatever life brings. View rates and apply for a QuickTerm (no medical exam) group plan, fully underwritten group plan, fully underwritten individual plan, or final expense insurance.
Have a question or need help enrolling?
Our licensed benefits counselors are here to help. Call us at 1-800-282-8626, or make an online appointment:
Professional Liability product sold and serviced by Gilsbar. All other products sold and serviced by Member Benefits.
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