skip to Main Content
Gilsbar_logo_2021

Insurance Choices For Individuals & Their Families

Get an instant quote and apply online for many of the products below.

INDIVIDUAL HEALTH INSURANCE

Shop for health plans from leading providers.

ACA-Compliant Health Insurance

Also known as "Obamacare plans", this type of major medical insurance meets the ACA's minimum essential coverage requirements. Individuals can enroll for 2022 plans during this year’s extended Open Enrollment Period of November 1, 2021 – January 15, 2022. (Note: Plans and rates for next year will not be available to view until November 1.)

If you have experienced a Qualifying Life Event (QLE) you may qualify for a Special Enrollment Period that will allow you to enroll outside of the Open Enrollment Period. Watch our QLE webinar replay to learn more.

Non-ACA Health Insurance

Also known as “short-term health insurance”, non-ACA plans can be an affordable alternative for individuals who are in good health and don’t need coverage for maternity, mental health, substance abuse, or a preexisting condition. There is no designated enrollment period for these plans — you can apply at any time.

(Note: Non-ACA/short-term health insurance is medically underwritten and does not cover preexisting conditions. The coverage does not meet ACA minimum essential requirements.)

DENTAL & VISION INSURANCE

Special group rates for members, staff and dependents.

Choose from two MetLife PPO dental plans: one comes with the freedom to visit any licensed dentist, and the other allows you to save by visiting one of the thousands of participating dental locations nationwide, including specialists.1 Optional vision coverage can be added to either dental plan, and comes with coverage for exams, lenses, frames, contacts, and more.

MetLife

Choose your plan and apply now.

Standard Dental PPO
starts at $29.07/mo2
(Basic PPO Coverage)
• Select a PPO Provider
• Annual Max: $1,000
Comprehensive Dental PPO
starts at $39.23/mo2
(Best Overall Coverage)
• Visit any dentist
• Annual Max: $1,750
• Orthodontia for children
• Orthodontia Annual Max: $1,000
Vision PPO
starts at $11.30/mo2
(Add to your dental plan)
• Eye exams
• Glasses / contacts
• Lenses & frames

Helpful Dental Links

(coinsurance, copayments, deductibles, exclusions, and limitations)

(enter "PDP Plus" for network)

Helpful Vision Links

(coinsurance, copayments, deductibles, exclusions, and limitations)

(visit any provider, or save by using a participating MetLife provider)

1Savings from enrolling in the MetLife Dental Plan will depend on various factors, including how often participants visit the dentist and the costs for services rendered. Out-of-pocket costs may be greater if you visit a dentist who does not participate in the network.

2Rates are subject to geographic area and tier of coverage selected. Coverage may not be available in all states. Rates are subject to change.

This group plan is made available through the American Association of Business Networking (ABN). Membership in the ABN in required to enroll in this plan. You may enroll for membership in the ABN during your dental enrollment. Learn more about the ABN.

Group dental insurance policies featuring the Preferred Dentist Program are underwritten by Metropolitan Life Insurance Company, New York, NY 10166.

Vision plan may only be purchased in combination with a dental plan. Vision benefits are underwritten by Metropolitan Life Insurance Company, New York, NY (MetLife). Certain claim and network administration services are provided through Vision Service Plan (VSP), Rancho Cordova, CA. VSP is not affiliated with Metropolitan Life Insurance Company or its affiliates.

In some cases, the association and/or the plan administrator may incur costs in connection with providing oversight and administrative support for this sponsored plan. To provide and maintain this valuable membership benefit, MetLife reimburses the association and/or the plan administrator for these costs.

Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods and terms for keeping them in force. Please contact Member Benefits, the plan administrator at 1-800-282-8626 for costs and complete details.

Policy number 5343606
L0118502220[exp0119][All States][DC,GU,MP,PR,VI]
Group insurance coverage is issued by Metropolitan Life Insurance Company, New York, NY 10166.

TELEHEALTH

Visiting a doctor just got a lot easier.

With an MDLIVE telehealth plan you can visit with a doctor 24/7 by phone, video, or app. It’s your anytime, anywhere doctor’s office. You'll have around-the-clock access to board-certified physicians and pediatricians—who can send prescriptions directly to your pharmacy, if medically necessary. Best of all: your family members can also use the service.

MDLIVE physicians treat more than 50 routine medical conditions, such as:

mdlive 500x89
  • Cold/Flu
  • Allergies
  • Cough
  • Headache
  • Sore throat
  • Pink Eye
  • Ear problems
  • Nausea/Vomiting
  • Sinus infection
  • Acne
  • Respiratory problems
  • Urinary problems/UTI

Overview

Scheduling Your Visit

Copyright © 2021 MDLIVE Inc. All Rights Reserved. MDLIVE is an independent company/entity and is not affiliated with Member Benefits. The services and website are provided exclusively by MDLIVE and not by Member Benefits. MDLIVE does not replace the primary care physician. MDLIVE operates subject to state regulation and may not be available in certain states. MDLIVE does not guarantee that a prescription will be written. MDLIVE does not prescribe DEA controlled substances, non-therapeutic drugs and certain other drugs which may be harmful because of their potential for abuse. MDLIVE physicians reserve the right to deny care for potential misuse of services. For complete terms of use visit www.mdlive.com/consumer/terms.html

PET INSURANCE

Protection for your four-legged friends.

Protect your pet for a lifetime of moments together. This program, offered through Nationwide, the first and largest provider of pet insurance in the U.S., allows for a 5% association discount for members.

  • Save 5% on plans available exclusively to members
  • Visit any vet, anywhere
  • Receive cash back on costly pet bills
NationwideLrgFormat-300x89

What is pet insurance?

Pet insurance reimburses you for vet bills when your pet is sick or hurt. You can also get coverage for wellness and preventive care like shots and flea medicine.

Why do I need pet insurance?

With affordable pet health insurance, you can focus on getting your pet the best care possible, instead of focusing on the vet bill.

How much does pet insurance cost?

Nationwide has affordable pet health insurance plans for every budget. Plans cost as little as $10/month.*

How does pet insurance work?

It’s easy. Just take your pet to any vet, pay the invoice and send us your claim. We’ll take it from there and mail you a reimbursement check!**

*Premiums vary based on the age of the pet, species, size (as an adult), plan type, deductible and state of residence.
**Claims are reimbursed according to your plan’s benefit schedule once you’ve met your deductible.

LONG-TERM CARE INSURANCE

Protect your family from financial burden.

Long Term Care insurance (LTCi) provides protection to cover the costs of a wide variety of services people with prolonged illnesses, disabilities or cognitive disorders require. LTCi pays for these services in nursing homes, adult congregate living facilities, private homes, residential facilities and adult day care centers.

Coverage specific to your situation.

Purchasing Long Term Care insurance is very involved and very specific to each individual situation. It takes a Long Term Care Specialist to match you with the right options, carriers and companies. You will be matched up with one of our licensed Long Term Care specialists that can provide information to you over the phone, via email, and also meet with you in person, if necessary.

Access to Top LTCi Carriers.

This program is not exclusive to one insurance carrier. Instead, members have access to many of the top carriers in the industry with potential association discounts we’ve negotiated on your behalf. This helps to ensure the best possible rates. We do the shopping for you and provide an apples-to-apples comparison of plans. Also, individuals with typically uninsurable health conditions (such as Multiple Sclerosis) may be able to get coverage through this program.

Member savings opportunities.

  • Up to 5% Association Discount*
  • Up to 40% Spousal/Partner/Significant Other Discount
  • Up to 20% Preferred Health Discount
  • Up to 10% Increased Deductible Credit
  • Up to 10% Savings by applying before your next birthday
  • Up to 5% Small Business Discount

Note: Not all discounts are eligible in all areas or by all providers.
*Association discounts available only through qualifying associations.

Request a free plan comparison and no-obligation quote.

IDENTITY THEFT PROTECTION

Protect today. Thrive tomorrow.

Each year, tens of millions of Americans fall victim to identity theft. Restoring your identity and credit can be a lengthy, costly, and confusing process. Allstate Identity Protection℠ helps safeguard your finances, reputation, and credit against theft and abuse.

Allstate Identity Protection is the most advanced identity protection available on the market today. Features of this industry-leading platform include:

2019_all_idprotection_hor_rgb_pos
  • Enhanced Identity Monitoring
  • Dark Web Monitoring
  • Financial Activity Monitoring
  • Social Media Monitoring
  • Credit Monitoring
  • Lost Wallet Protection
  • Solicitation Reduction
  • $1,000,000 identity theft insurance
  • Data Breach Notifications
  • Full-service Remediation & Case Management
  • And much more

Special member pricing on Allstate Identity Protection Pro Plus.

Individual Plan
$9.95/individual per mo
Family Plan
$17.95/family per mo

Identity theft insurance covering expense and stolen funds reimbursement is underwritten by American Bankers Insurance Company of Florida, an Assurant company.

The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.

Allstate Identity Protection is offered and serviced by InfoArmor, Inc., a subsidiary of The Allstate Corporation. InfoArmor is an independent company/entity and is not affiliated with Member Benefits. The services and website are provided exclusively by InfoArmor and not by Member Benefits. Copyright © 2021 InfoArmor, Inc. All rights reserved.

AUTO & HOME INSURANCE

Competitive group discounts.

This program from MetLife Choice℠ offers competitive group discounts on Auto and Home Insurance with the convenience of automatic bank account deduction.

Enjoy peace-of-mind benefits such as:

  • Attractive auto group rates that could save you up to 10%
  • Auto Insurance Deductible Savings Benefit1
  • Superior Driver Discounts up to 12%2
  • Glass repairs without a deductible
  • Identity Protection Services at no additional cost3

1 Deductible Savings Benefit is not available in all states. New York insureds must pay a state-required minimum deductible before using this benefit.
2 Discount varies by state.
3 Identity Protection Services are not available to auto customers in NC or NH nor with all policy forms. Identity Protection Services are available in NC homeowner policies with the optional “Identity Theft Expense and Resolution Plus” endorsement for an additional premium.

TRAVEL & ENTERTAINMENT

Exclusive travel discounts on hotels, car rentals, and entertainment.

Save time and money when booking your next trip and let us compare pricing for you. Enjoy exclusive discounts that average 10%-20% savings below market on all hotels, car rentals, and entertainment tickets around the world – and comes with a low-rate guarantee.

LHI_crop

PROFESSIONAL LIABILITY INSURANCE

Get the protection your company needs.

Time spent on your professional liability coverage isn’t billable. Save time and money with our streamlined process and products designed exclusively for your line of work.

logo__gilsbar-pro

DISABILITY INSURANCE

Protect your income.

When asked, most people think their most valuable assets are their homes or their life savings. What about protecting your hard-earned income? It’s the one asset that makes everything else possible.

LSBA & LCPA Options

These products are exclusively available to LSBA and LCPA members.

Non-Association Options

Instant quotes on Long-Term Disability insurance are available with special rates for attorneys, physicians, accountants, and more.

TERM LIFE INSURANCE

Coverage when you need it most.

We know how important it is that your financial responsibilities are covered and your loved ones are protected should something happen to you.

LSBA & LCPA Options

These products are exclusively available to LSBA and LCPA members.

Non-Association Options

Help protect your family for whatever life brings. View rates and apply for a QuickTerm (no medical exam) group plan, fully underwritten group plan, or fully underwritten individual plan.

Have a question or need help enrolling?

Our licensed benefits counselors are here to help. Call us at 1-800-282-8626, or make an online appointment:

Professional Liability product sold and serviced by Gilsbar. All other products sold and serviced by Member Benefits.
Copyright © 2021 Member Benefits Inc. All rights reserved. Terms of Use | Privacy Policy

Back To Top